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Do you have a will? Do you need one? Probably just to save some fighting after you are gone. It really can be a big mess and you do not want to leave family members to figure out who you would want to have certain things, who takes charge of everything, or it is a free-for-all. Without a will family members that you never would have helped you, can come it and take what they want, you need to put someone in charge so things are split fairly.
What about your minor children, who do you want to take care of them? What would happen if you did not have a will, where would they have to go live? It is an upsetting time so you do not want to make it worse by not setting things up in advance.
Is your ex still on the life insurance policy? What about the house? And the saving and checking accounts? I have seen, which is the worst of the worst, women come in and take everything because the man did not bother changing some of these things. Some people it might be fine, which is great, but most would roll-over in their graves if they could see what happens.
Why risk it? US Legal Wills has made it easy for you to put everything the way you want it to be in preparation of your passing. You get to decide which daughter gets your Mother’s wedding ring, or which son gets the shotgun that has been in the family for over 200 years! These things may not be worth a lot but they are to you and that special person that will receive them.
Let’s take a look at what they offer at U.S. Legal Wills: (This is a screenprint of my account)
They offer a lot! They even have cloud storage so you do not have to worry about it getting lost or someone not finding it.
As you can see they are not afraid to guarantee your satisfaction!
I decided to go into the first option, My Will:
So far it has been easy let’s go into create your Will:
This is where I am at:
I hit next and just verified all of my personal details such as my address. The next section was whether you have living children and grandchildren and if you are married/single/etc. Pretty easy wouldn’t you say.
The next screen looks like this one except it wants your partners information. The next section is about the kids.
After I filled out the children’s names, then it wants the same information on the grandchildren. Next it wants to know about any deceased immediate family members. The next section is where you add non-related people or charities.
The next part is for naming a guardian and an alternative guardian for your children. This is so important if something were to happen to you do you know who would take care of your children?
Next is setting up the Executor, you can name up to 3 people.
Then they give you an almost identical screen to name up to 3 alternative Executors.
Next you start on your assets.
I like that you can put undecided and go back later. You can always go into this site and change any of your information.
The next page is just a quick one if you want everything to go to your spouse or partner. You can also mark just certain items and other to other people, or undecided.
Next gives you the option to forgive debts upon your death. You would put specific details in the form.
Now I get this screen!
Next I went in to view my will and it seems I have forgotten to do something:
So you will know immediately if you marked undecided on something before you can even view it, and it tells you exactly what needs to be fixed.
First I tell it to leave everything to my husband. Not everyone will want this choice and there are more choices. The next question is if he dies before 30 days after I die then who do you want to receive your assets. So here I put split with my children. So the next page asks me how much, in a fraction, to give to each child. Then it asks if (one daughter’s name) dies within 30 days and my husband who gets her share, you can split it with the remaining or give it to her children etc.
It goes through each child, and then if all of you die, so it covers all the basis.
The next part is to set up a trust for any young beneficiaries.
I love this. You can stipulate when they get it or give them some at 18, some at 21, and the rest at 25, or whatever age you decide.
After I fixed that part I could pull up and read my Will. You will need to print it, and signed in the presence of two adult witnesses to make it a completely legally binding document. You can see how easy it was so why not do your Will today!
Next I was interested in what Lifelocker was:
LifeLocker helps the people left behind figure out where everything is and who to contact.
They have a lot more information on their website HERE. You can even buy gift certificates for loved ones to take care of their wills also. Instead of that store gift card this year why not a gift certificate for them to prepare their will.
I wanted to show you what my account looks like that has full access – really helpful
It would not take much to do another article on just one of these, but you see what I am saying, they have it all!
At USLegalWills.com they have created a service that allows anybody to prepare their Will, Power of Attorney and Living Will from the comfort of their own home; affordable and conveniently. You step through a series of questions and the service guides you through the process. If you have minor children, you will be prompted to name guardians and set up trusts. If 18 is too young to inherit, set the age to 25, or 30. After you have answered all the questions, you then download and print your Will which must then be signed in the presence of two adult witnesses to make it a completely legally binding document. No lawyer required.
They have been offering this service for over a decade now, and helped hundreds of thousands of people prepare these vital documents.