Festive Finances: Santa Should Be Red; Your Bank Balances Shouldn’t!
The 2017 festive season is upon us and, religious or not, the sentiments of joy to mankind is something we can all jump on board with. Amidst the smiles and happiness, however, the financial burden is one that’s very difficult to ignore. If you’re not careful, it can cast a very dark cloud overhead.
My gift to you this festive season comes in the form of five top tricks to keep your health in the best health possible. That’s got to be better than another pair of socks…
- Ace your gift-giving activities without breaking the bank. Finding unique and loving presents is very easy in this digital age while online orders also save you from hitting busy malls. Honestly, it’s the thought that counts. Besides, vouchers and fragrances scream “obligatory gift” rather than making the person feel valued. For the sake of everyone, an affordable but personalized gift is better for everyone involved.
- Think about the old Santa designs by going green. Green living has been a hot topic in 2017, and the easiest way to embrace it is to go paperless. E-greetings designed with services like Blue Mountain are great for the environment and your pocket. After all, sending cards in the post or spending money on gas isn’t cheap. Those items end up in the bin anyway. So, as long as you’ve shown that the recipient is in your thoughts, the digital option is perfect.
- Avoid the excess. A lack of organization often leads to going overboard with food and drink at Christmas. Let’s face it; the leftover turkey is fun for a day or two but can soon become quite boring even if you are a creative cook. Likewise, other traditional festive foods are likely to go to waste unless you learn to take greater organization. Sit down and actively work out how much the household is likely to consume each day for the duration of the festivities. Add 5% for comfort.
- Borrow money in a suitable manner. If you can avoid going into the red, that’s marvelous. Sadly, Santa isn’t the only one who needs a little helper, and most families find themselves needing a financial boost. Responsible lenders like King of Kash offer quick support that won’t lead to long-term problems as long as you make timely repayments. While this option is fine, opening up an ongoing debt with other forms of borrowing simply isn’t the answer. Otherwise, you’ll be starting 2018 in the worst possible state.
- Know how to claw back some money in the post-festive weeks. Whatever you do, this period is sure to hit your finances hard. However, it’s sure to do the same to other people too. After opening your presents, there’s a good chance that some of your old items will become obsolete. Sell them via the internet, and you’ll be amazed at how much you can earn. If nothing else, it’s a far better result than simply throwing those items in the trash. In fact, this is a great way to start 2018 on the front foot.
Even the magic of Christmas can’t prevent some financial repercussions. Still, with the above tips behind you, the damage can be limited.